man at the dentist

Dental Insurance

As a privately owned dental practice, we focus on providing high-quality, personalized care without being limited by insurance-driven treatment restrictions. While we are out-of-network with most dental insurance plans, we are happy to work with your insurance and help you maximize your benefits. Our team submits claims on your behalf and provides clear, upfront cost estimates so you always know what to expect. This approach allows us to recommend treatments based on what’s best for your oral health—not insurance limitations.

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FSAs and HSAs

We accept both Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs), making it easier for you to use pre-tax dollars toward your family’s dental care. These accounts allow you to set aside money specifically for medical and dental expenses, helping to reduce your out-of-pocket costs. Simply provide your FSA or HSA card at the time of your visit, and we’ll apply your payment directly to your services.

CareCredit® Financing

For patients looking for flexible payment options, we accept payment plans through CareCredit® financing. CareCredit allows you to break up the cost of your dental care into manageable monthly payments, often with low or no interest, depending on the plan. Applying is quick and simple, and many of our patients find it helps them receive the care they need without delay. Our team is happy to guide you through the application process and explain your options.

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In-House Financing

Villa Vista Dental also provides in-house financing to make dental treatment accessible for all patients. With our in-house plans, you can spread the cost of your care over time without relying on third-party lenders. Our custom plans are designed to be simple, flexible, and tailored to your budget. Ask our front desk team about available options, and we’ll work with you to create a payment plan that fits your financial needs.